Payment Gateways

In order for your online business to process your customer's online payments, a Secure Payment Gateway service must be used. We will guide you through the process of setting up your chosen payment service provider (PSP). Each payment gateway company has a different charging structure, for example; fees per transaction, or monthly/annual fee. Contact us for help and guidance as to which online Payment Gateway Service will be the most appropriate for your online business.

Supported payment gateways with our Ecommerce Packages include ;

• RBS WorldPay *
• SagePay Go (Form Integration)*
• PayPal Website Payments Standard *
• Google Checkout
• Secure Trading
• NoChex

* We recommend RBSWorldpay, SagePayGo or Paypal Standard.

 

RBS Worldpay

In order to accept online payments via your website an Internet Merchant account is required. The cost of accepting online customer payments is a combination of payment processing charges and the cost of an Internet Merchant account. RBS Worldpay currently offer the Business Gateway Account for customers who already have an Internet Merchant Account, and the Business Gateway Plus which includes an Internet Merchant Account. See details : RBS WorldPay

 

SAGEPAY (formerly Protx)

Sage Pay Go is an online payment service that is complete & simple to manage. Sage Pay Go currently costs from just £20 per month for merchants processing up to 1,000 transactions per quarter.

A bank merchant account is required. See details : SagePay Go

 

PAYPAL STANDARD

Paypal is a different type of payment gateway service. There are currently no set-up charges or monthly fees. Charges are based on per-transaction depending on sales volume.

PayPal - Website Payments Standard

 

Processing and storing card data from website orders:

As part of a continuing drive to reduce credit card fraud, card schemes such as Visa, MasterCard etc. have introduced new rules governing the way in which businesses process and store credit card information.

The new rules are known as the Payment Card Industry Data Security Standards (PCI DSS) and are mandatory for all businesses that accept payment by card. Ecommerce website owners who also process card payments via CNP (customer not present, such as telephone orders) need to become PCI DSS compliant. Full details of this can be found on the websites of most UK banks or from the card schemes directly.

The Ecommerce software (all 3 packages) is PCI compliant software.